BM CAPITALFinancial Services

Loan Services

Facilities shaped around you.

All loans are collateral-based. We accept MacBooks, laptops, smartphones and iPhones only.

01

Personal Loans

Collateral-based funding for life's planned and unplanned moments.

A considered personal facility for school fees, medical costs, home improvements or family commitments — secured by your MacBook, laptop, smartphone or iPhone, with repayments planned around your income.

Typical uses

  • School & tuition fees
  • Medical expenses
  • Home improvements
  • Family events
02

Business Loans

Collateral-based working capital for SMEs, traders and growing enterprises.

Finance for stock, contracts, equipment or cash-flow gaps, secured by your MacBook, laptop, smartphone or iPhone and assessed around your business needs.

Typical uses

  • Stock & inventory
  • Contract financing
  • Equipment purchase
  • Cash-flow bridging
03

Short-Term Facilities

Collateral-based, short-tenure support for urgent needs.

A compact facility for time-sensitive needs, secured by your MacBook, laptop, smartphone or iPhone, with the full cost explained before you sign.

Typical uses

  • Urgent expenses
  • Short bridging needs
  • Emergency repairs

What You May Need

Prepare your documents in advance.

Requirements vary by facility. Having these ready helps us assess your application efficiently. Our team will confirm exactly what applies to you.

  • Valid NRC or passport
  • Proof of residence
  • Recent payslips or bank statements
  • Business registration documents (business loans)
  • Proof of ownership of your MacBook, laptop, smartphone or iPhone

Begin the conversation

Your next move deserves considered capital.

Speak with our lending team about a facility shaped around your plans.